Nearly any type of asset can be invested in an UTMA account, including (but not limited to) real estate, equities, and physical commodities. Think of it like an IRA account for gifting/inheritance management. But, it hasn’t always been easy to stray outside the class stocks and bonds categories and remain compliant with U.S. tax codes.
However, with an UTMA from Hard Assets Alliance, you can invest in precious metals safely and easily on behalf of the minors/children you most care about. Assets can also be sold and transferred between UTMAs for different asset classes easily, so while your HAA UTMA can only invest in precious metals today, you can easily make adjustments to your asset allocations at any time with simple transfers.